The Blog Of Your Firm Of Authorized Insolvency Trustees (formerly known as Bankruptcy Trustees since the 1950s)

One of your loved ones passed away and you inherited or became liquidator to an insolvent estate, meaning that the debts exceed the assets once they would be liquidated? This situation can become overwhelming and extremely complicated. At Bernier & Associates Inc., a licensed insolvency trustee in Ottawa, we can assist liquidators faced with an insolvent estate in order to make the proper decisions.

Are you considering filing a consumer proposal as a means to resolve your debt problems? A licensed insolvency trustee at Bernier & Associates in Ottawa can help. In this article, we give you more information about this practical method for resolving debt and discuss the time commitment it involves, its impact on your credit score and more.

Few words are as unnerving to people as “bankruptcy.” This term evokes the loss of one’s material possessions: your car, home, furniture, appliances and more. A licensed insolvency trustee at Bernier & Associates in Ottawa can work with you to solve your debt problems by helping you file for personal bankruptcy or a consumer proposal. In this article, we respond to a question that our clients in Ottawa and Gatineau frequently ask us: can you file for bankruptcy and still keep your car and house?

Have you decided to get help managing your debt? Then you’re making a smart move. Professional solutions such as debt consolidation and counselling are good first steps toward regaining financial solvency. At Bernier & Associates, our financial advisors and licensed insolvency trustees in Ottawa and Gatineau have been helping Canadians with too much debt for many years. Here’s what you can expect from your first meeting with one of our bankruptcy trustees.

Are you struggling to overcome your excessive debt load? At Bernier & Associates, licensed insolvency trustees in Gatineau and 14 other offices in Quebec and Ontario, we are determined to help you get your financial health back on track. Find out, from consumer proposals to personal bankruptcy, which solution best applies to your current situation.

Your debts are piling up and accumulating and you are starting to have serious concerns over your ability to cover them? At Bernier & Associates, licensed insolvency trustees (formerly known as trustees in bankruptcy since the 1950s) in Gatineau and 14 other locations in Quebec and Ontario (Ottawa), we have put together these 7 tips to help you reduce your debts and avoid falling into excessive financial burden. Enjoy your reading!

Do you own a company affected by financial problems (lack of liquidity, over-indebtedness, etc.)? At Bernier & Associates, authorized insolvency trustee (formerly known as bankruptcy trustee since the 1950s), we have customized solutions to offer to our clients in Gatineau and elsewhere in Quebec and Ontario. To protect yourself from a commercial bankruptcy, it is important to be on the lookout for signs of difficulties. Read on to discover them!

Are you concerned about a problem of over-indebtedness? At Bernier & Associates, advisors in our Gatineau, Quebec and Ontario offices have many solutions to offer you before considering bankruptcy. Here are 6 advantages of using an authorized insolvency trustee (formerly known as bankruptcy trustee since the 1950s).

Your credit score impacts your quality of life far more than you may realize.

Sure, it affects your ability to acquire loans, but it may also impact your capacity to start a business, rent an apartment and even land that dream job!

Financial difficulty and bankruptcy are taboo subjects for many people in Ottawa and throughout Canada. Many would rather sweep their financial issues under the rug, believing that somehow, magically, the problem will take care of itself.