financial solutions

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Helping you is our business

Are you facing financial difficulties and are you stressed by not being able to meet your obligations? We have solutions!

Your situation

If you are experiencing financial difficulties, let us help you.


Financial recovery, consumer proposal, business proposal, personal bankruptcies, services and advice and restructuring, assistance in case of litigation.

Authorized Insolvency Trustee (formerly known as Bankruptcy Trustee since the 1950s) in Gatineau and Ottawa

Our firm is supported by a team of chartered professional accountants, licensed insolvency trustees in Gatineau, Ottawa, Montreal and 12 other cities in Quebec and Ontario. Our financial reorganization professionals are at your disposal.

The established integrity of the firm and the respect and courtesy of client service are our priorities.

Our dynamic team offers creative solutions adapted to your personal situation.
Our objective is to exceed our clients' expectations, both in the quality of advice provided and in the efficiency of the work performed.

Bernier & Associates is very committed to building and maintaining a relationship of trust, which we summarize as follows: "people in the service of people".

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Our services

We also offer customized recommendations to reduce your insolvency risks as soon as you begin to experience difficulties in repaying your debts.

Thanks to our varied skills, we can help you build your debt consolidation file, benefit from the consumer proposal system, or even manage your personal bankruptcy. Companies can also use our services for a debt restructuring proposal, a commercial bankruptcy or for accounting management services.

Discover our practical tips for analysing your debt situation and contact us to discuss your financial restructuring.

Money hand

Management and accounting professionals

Chartered accountants and insolvency trustees welcome you to our various locations.

SHake Hands

Benefit from a consumer proposal

The consumer proposal helps you to get out of an insolvency situation.


Recovering your finances

In the face of financial difficulties, seek the services of a licensed insolvency trustee.

You can also request an appointment directly at one of our 15 reception offices in Quebec and Ontario:

 Central Ottawa


Have you already used our services? Leave a review about our financial services firm in Gatineau. We also invite you to visit our FAQ and Blog to learn more about our work.


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Bernier & Associates

226, rue Papineau






Sunday Closed

Monday 08:00 AM - 05:00 PM

Tuesday 08:00 AM - 05:00 PM

Wednesday 08:00 AM - 05:00 PM

Thursday 08:00 AM - 05:00 PM

Friday 08:00 AM - 05:00 PM

Saturday Closed


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